ISN'T THAT RICH PODCAST | Farmers State Bank of Alto Pass | Illinois

Welcome to Parenthood: The Financial Reality of Having a Baby

Think you know how much it costs to have a baby? Think again. From prenatal care surprises to jaw-dropping hospital bills and even your newborn's first invoice (yes, babies get bills too!), new mom Shannyn Olson is spilling the financial tea on what it really takes to bring a baby into the world. Whether you're planning for a family or just curious about the hidden costs of parenthood, this episode will have you laughing, learning, and maybe even rethinking your savings plan. Tune in for real-life insights, practical tips, and a few 'Oh, wow!' moments you won't want to miss!

Escrow Explained: The One Podcast Episode Every Homeowner Needs to Hear

Escrow: the word every homeowner hears but few truly understand. What is it, why do you need it, and how does it shape your mortgage payments? In this episode, we sit down with Crystal Wright, the go-to expert at Farmers State Bank, to demystify the world of escrow. We're covering everything from how it works to what happens during an escrow analysis, plus tips for avoiding surprises like shortages. Tune in and discover how understanding escrow could save you money - and headaches!

Tired of Spam? Here's How to Cut the Clutter in 4 Easy Steps

Tired of drowning in spam emails, dodging telemarketers, and wading through piles of junk mail every time you check the mailbox? Trust us, you're not alone - and we've got the ultimate cheat sheet to help you cut the clutter and reclaim your time. From sneaky tricks to stop those pesky credit card offers to insider hacks for silencing telemarketers for good, this is your one-stop guide to decluttering your life in 2025. Ready to breathe easier and enjoy a little peace and quiet? Let's get started!

5 Fun Savings Challenges to Kickstart Your New Year

If saving money feels like a chore or something you'll "get around to later," than this episode is for you. We're sharing 5 practical and creative savings challenges to help you jumpstart your financial goals this year. These aren't complicated plans or impossible commitments - they're fun, easy ways to build better habits and watch your savings grow. Whether you're setting aside $5 bills, rounding up spare change, or challenging yourself to skip unnecessary spending, we've got tips that fit into your everyday life. Let's make saving something you look forward to, not something you dread. It's time to take that first step toward your goals - let's get started!

Emergency Funds: Your Financial Safety Net

What if your furnace dies in the middle of winter or your car decides to quit on you during Monday morning rush hour-would you be ready? In this episode of the Isn't That Rich podcast, we're tackling emergency funds: what they are, why you need one, and how to actually build one without breaking a sweat. We're serving up practical tips, side hustle inspo, and a few laughs (Jared's "First Dibs Account" might be our best accidental invention yet). Tune in to learn how to protect your wallet from life's curveballs - because when it rains, you want to be holding an umbrella, not an empty bank account!