Ways to Save at the Bank
At Farmers State Bank, we believe that choosing the right financial products tailored to your needs can make a significant difference in your financial journey. In a recent podcast episode with Christine Hankins, our President of Retail Banking, we explored the essential questions and considerations that help us guide customers towards smarter savings.
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Financial Stewardship with Pastor Jason McKinnies
The phrase Financial Stewardship gets thrown around quite a bit in our society, but what does it mean exactly? The truth is it can mean something a little different to everyone. To an organization, financial stewardship might mean protecting the long-term assets of that organization in a moral and ethical way. To an individual, it may mean making purchasing decisions that align with your values such as living within your means, staying out of debt, and perhaps even donating to charity. Since Farmers State Bank is a Christian bank, we wanted to take a closer look at what the bible says about being a good financial steward, so we asked the best resource we could possibly think of; our own pastor! On this episode we sat down with Pastor Jason McKinnies of Purpose House Church to talk about what it looks like to be a good financial steward! From holding space for his church members to take courses on financial freedom, to building a multi-million dollar church completely debt free, we learned so much about living a life of financial stewardship and we know you will to.
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Credit: How to Play the Game and Win
Credit, credit score, credit reports, credit cards. We?ve all heard about credit and the implications a negative credit score can have, and when someone brings up the topic of credit, everything just seems to go in one ear and out the other. Maybe you can relate? In the most basic terms, credit is a three-digit number that helps lenders judge the likelihood they?ll be paid back when they lend you money. Our credit score determines our creditworthiness and it?s not really something you can just ?opt out? of if you ever want to borrow money to buy a house, to get approved on an apartment application, or even get a job in some cases. Our credit plays a crucial role in these important areas of our life, so today we?re giving you the entire playbook to the game of credit. You?ll walk away with actionable steps you can take to instantly up your credit score because, at Farmers State Bank, we want you to play the game and win!
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Inside Electronic Banking
We all enjoy the fruits of the electronic banking department. We love the mobile app and the ability it gives us to take our bank account into the palm of our hands. We love that we can transfer money around the world. We love being able to confidently make a deposit and not concern ourselves as to whether the funds will automatically be applied to the correct bank account. What we don't realize is that it takes an entire team at a bank to make that all possible for us. In this episode we sit down with the head of our Electronic Banking Department, Troy Graham, to learn the ins and outs of the work they do to make sure our online banking and mobile app runs smoothly and securely.
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How to Prepare Now to Buy a Home
Spring is often the most popular time to buy a home, and for good reason. It's when the weather is favorable for moving, and more houses tend to come on the market. However, the home buying process doesn't start when you begin scrolling through listings in March or April?it starts long before that.
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