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A Bank Owner's Story of How God Doesn't Make Mistakes

A Bank Owner's Story of How God Doesn't Make Mistakes

It's not often you get to hear the story of how someone purchases and builds a community bank. Today we consider ourselves lucky to be able to sit down with the owner and Chairman of the Board at Farmers State Bank, Tom Franks, as he walks us through his journey from coal miner to bank owner, and everything in between. You'll get to hear the inside story of what inspired him to become a banker in the first place - and trust us it isn't what you'd expect! From being turned down by several banks as a young entrepreneur, to buying out a bank and growing it 100-fold, we can't wait for you to hear his first-hand experience of how God never makes mistakes!

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Getting Started with a Financial Advisor

Getting Started with a Financial Advisor

Are you looking for insights on managing your finances and building lasting financial security? In this blog post, we interview John Forbes, a seasoned financial advisor who believes in the power of mutual trust and personal relationships. Learn how John and Forbes Financial Group go beyond traditional advisory roles by fostering a supportive community and focusing on behavior management. Whether you're just starting your financial journey or looking to fine-tune your retirement plans, this post offers valuable advice and practical tips to help you achieve your financial goals.

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Mortgage Market Update | July 2023

Mortgage Market Update | July 2023

Navigating the current housing market can be challenging, but with the right information and strategic planning, it's still a great time to buy a home. In our latest blog post, we provide a comprehensive mortgage market update, exploring key factors like interest rates, inflation, and inventory shortages. We offer practical advice on how to make smart buying decisions, understand the role of the Federal Reserve, and prepare for homeownership. Whether you're a first-time buyer or looking to upgrade, our insights will help you make informed decisions and secure your dream home. Read on to learn how to navigate today's complex real estate landscape successfully.

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The Benefits of Separating Personal & Business Accounts

The Benefits of Separating Personal & Business Accounts

In the world of small business, financial management can often feel overwhelming. Whether you're just starting out with a side hustle or managing a growing enterprise, one key practice can make a significant difference in your financial health and success: keeping your personal and business finances separate. This might seem like a daunting task at first, but the benefits far outweigh the initial effort. Not only does this practice protect your personal assets, but it also sets the foundation for a strong and sustainable business.

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How Company Culture is the Secret to Profitability

How Company Culture is the Secret to Profitability

Roxanne Emmerich, a renowned expert in company culture transformation, shares her insights on why a strong company culture is essential for profitability and growth. Learn how actively managing cultural systems can boost customer satisfaction, employee retention, and overall revenue. Discover how Farmer State Bank successfully transformed its culture under Roxanne?s guidance, leading to remarkable improvements in performance and morale. Roxanne offers practical advice for overcoming cultural challenges with authenticity, clear communication, and eliminating gossip. She emphasizes the importance of committing to change with systems like daily huddles and performance reviews. Join us to explore Roxanne?s inspiring message of hope and actionable steps to create a thriving company culture. Believe in the potential for positive change and unlock your organization's true potential.

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