When Plans Go Off-Course: Avoiding Loan Default
We're diving into a topic that's often overlooked in banking: what happens when someone can't repay their loan. Yeah, we know, not exactly dinner table conversation material, but stick with us! We're here to talk about what happens when life throws you a curveball and those loan payments become a struggle. Joining us is Tom Jones, President of Farmers State Bank of Alto Pass, and he's going to break it down for us in plain English. So if you've ever wondered what happens if you miss a loan payment or two, this episode is for you. Grab a cup of coffee and let's dive in!
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Legacy Sessions | What is Your Net Worth?
John Forbes, a seasoned financial advisor with nearly three decades of experience, redefines the concept of wealth by focusing on the true riches of life, captured in the acronym "WEALTH": Wisdom, Experiences, Affluence, Legacy, Time, and Health. In his presentation, he emphasizes that wealth is not just about accumulating money but also about cultivating relationships, creating meaningful experiences, and leaving a lasting legacy. John offers practical advice on financial planning, from saving for retirement to avoiding common investment mistakes, and underscores the importance of being intentional with time and health. His insights encourage individuals to live fully and purposefully, ensuring that their legacy extends beyond material wealth.
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Legacy Sessions | Leaving a Lasting Legacy
This blog explores the profound importance of building a meaningful legacy and the intentional actions required to ensure it endures. Jason McKinnis shares personal experiences from his pastoral and corporate leadership roles, emphasizing that legacy is not just about material wealth left behind, but about the values, morals, and lessons passed on to others through the way we live. He recounts deeply personal stories, including the challenges his family faced after the sudden loss of his father, to highlight the significance of planning and living with purpose. The narrative encourages reflection on one's own life, embodying values, and creating a legacy that influences the character and lives of those left behind, ensuring an impact that lasts long after we are gone.
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Legacy Sessions | Estate Planning
Estate planning is essential for protecting your legacy and ensuring your assets are distributed according to your wishes. In a recent seminar, attorney Evan Taylor highlighted the importance of aligning legal documents with your overall financial plan, using tools like wills, trusts, and powers of attorney to avoid probate, minimize taxes, and safeguard assets from long-term care costs. Especially crucial for blended families and those with high-value estates, comprehensive estate planning helps prevent disputes and ensures your family's future is secure.
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The 411 on Today's Real Estate Landscape with Tammy Kissing
Considering buying a home this spring? Then today's episode is meant for you. If you're curious about the current real estate trends, the surprising shifts in the market, or are wondering if now is the right time to invest, you'll want to tune in for this discussion. To give us expert insight into today's real estate landscape, we have the pleasure of hosting Tammy Kissing from All-in-One Real Estate. With a remarkable background spanning over three decades in the sales and service industry, Tammy brings a wealth of experience to the table. Having navigated the dynamic ebbs and flows of the real estate market, she offers a unique perspective on both its ups and downs. Today, Tammy joins us to provide a comprehensive update on the current state of the southern Illinois real estate market.
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