Rates effective as of August 23, 2022. Fees may reduce earnings.
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Kasasa Cash* Learn More
| Tier | Interest Rate | APY** |
|---|---|---|
| $0 - $10,000 | up to 3% | 0.05% - 3% |
| $10,001 and up | up to 0.35% | 0.05% - 3% |
| Qualifications not met | 0.05% | 0.05% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
- Be enrolled in and log into online banking
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning your full rewards the very next month.
Kasasa Saver* Learn More
| Tier | Interest Rate | APY** |
|---|---|---|
| $0 - $10,000 | Up to 0.99% | 0.05% - 1.00% |
| $10,001 and up | up to 0.35% | 0.05% - 1.00% |
| Qualifications not met | 0.05% | 0.05% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 1 direct deposit or ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-statements
- Be enrolled in and log into online banking
It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.
Certificates of Deposit (CDs) Learn More
| Term | Minimum Deposit to Open Account |
Minimum Balance to Obtain APY** |
Interest Rate | APY** |
|---|---|---|---|---|
| 3 Months | $1,000 | $1,000 | 0.10% | 0.10% |
| 6 Months | $1,000 | $1,000 | 0.10% | 0.10% |
| 12 Months | $1,000 | $1,000 | 0.25% | 0.25% |
| 18 Months | $1,000 | $1,000 | 0.30% | 0.30% |
| 24 Months | $1,000 | $1,000 | 0.40% | 0.40% |
| 36 Months | $1,000 | $1,000 | 0.50% | 0.50% |
| 48 Months | $1,000 | $1,000 | 0.75% | 0.75% |
| 60 Months | $1,000 | $1,000 | 1.10% | 1.10% |
**Annual Percentage Yield or APY — The annual rate of interest paid on the account which does reflect compounding.
Substantial penalty for early withdrawal.
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