FDIC-Insured - Backed by the full faith and credit of the U.S. Government Skip to content
Whether you’re earning an allowance or paying the bills, this account makes it easy for everyone to start saving.
Details
- Competitive interest on balances of $100 or more
- Interest rate and APY subject to change at any time at our discretion
- The daily balance method that is used to calculate interest on your account applies a daily periodic rate to the principal in the account each day
- Interest will be compounded and credited to your account every month
- Interest will begin to accrue no later than the business day we receive credit for the noncash items (checks)
- If you close your account before interest is credited, you do not receive accrued interest
- FSB will contribute $20 per account opened for minors up to age 13, which cannot be withdrawn for a minimum of 12 months
- Avoid the $2 monthly service fee by maintaining a $100 minimum balance (fee waived for customers age 18 or younger)
- 5 free withdrawals per month; $1 fee for withdrawals in excess thereafter
- Free online banking
- Free mobile banking with mobile deposit
- Free e-Statements
- $100 minimum deposit to open ($5 for minors)