ISN'T THAT RICH PODCAST | Farmers State Bank of Alto Pass | Illinois

How the IRS's New Rules Could Reshape Your Family's Inheritance

If you think inheriting a retirement account means a no-strings windfall, think again. Starting in 2025, the IRS is tightening the rules on inherited IRAs, and a missed step could cost your family thousands in taxes and penalties. Whether you're planning to leave money behind or expecting to receive it someday, understanding the new 10-year rule could be the difference between preserving a legacy and watching it slip away.

How to Turn Your Favorite Products Into Extra Cash with Affiliate Marketing

Ever wondered how "regular people" are making extra cash online without creating their own products or starting a full-blown business? That's the power of affiliate marketing. In this episode, we break down exactly what it is, why it's one of the easiest side hustles to start, and how you can jump in with little to no upfront cost. From choosing your niche and building trust with your audience, to signing up for popular programs like LTK, Amazon Associates, and ShareASale, we'll walk you through everything you need to know. You'll also get practical tips for making your recommendations authentic, building real connections, and actually seeing commissions roll in. Whether you're a blogger, social media user, or just someone with a small circle of influence, this is your beginner-friendly guide to affiliate marketing made simple.

Back to School, Back to Budget

School is back in session, and for many of us that means it's time to reset after a summer of road trips, pool days, and maybe a little extra spending. This episode aims to encourage you to give your fall budget a quick tune-up so you can feel confident about where your money's going. We'll share practical tips, easy swaps, and a few mindset shifts to help you keep enjoying the season while keeping your finances in check.

Welcome to the Isn't That Rich Podcast

As young females in the banking industry we love simplifying the confusing yet everyday questions that people have about money such as how do I get my finances in order, where is money really going, how I invest for my future, how do I make my money work for me, can I really afford to build that new home? These are the questions that keep us up at night, but the truth is no one is born knowing how to handle their finances, and chances are walking into a bank to ask someone about it is intimidating. Whether you're a single person in your early 20's saving for your first home, or you're an empty nester wondering what to do with your extra spending cash, this is the podcast for you!

Taking a Financial Inventory: Part 1

When was the last time you took inventory of your finances? And we mean not just the usual "logging into your bank account to see how much money you have left" inventory, but really took record of everything you own? Until last year, the two of us had never taken a full financial inventory either, but now that we have, we couldn't recommend it more!