Taking a Financial Inventory Part 2
We're about to talk about something super important - getting our financial lives together. We know, it sounds a bit boring-ish, but trust us, it's crucial, and it's not as mundane as it sounds. Last week, we chatted about gathering all the necessary documents to tackle our financial future. Now, we're diving even deeper into the nitty-gritty - our bank accounts, investments, insurance policies, and more. Knowing where we stand financially is like unlocking the secret to achieving our money goals. And guess what? It all starts with something called a financial inventory.
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Taking a Financial Inventory: Part 1
When was the last time you took inventory of your finances? And we mean not just the usual "logging into your bank account to see how much money you have left" inventory, but really took record of everything you own? Until last year, the two of us had never taken a full financial inventory either, but now that we have, we couldn't recommend it more!
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Welcome to the Isn't That Rich Podcast
As young females in the banking industry we love simplifying the confusing yet everyday questions that people have about money such as how do I get my finances in order, where is money really going, how I invest for my future, how do I make my money work for me, can I really afford to build that new home? These are the questions that keep us up at night, but the truth is no one is born knowing how to handle their finances, and chances are walking into a bank to ask someone about it is intimidating. Whether you're a single person in your early 20's saving for your first home, or you're an empty nester wondering what to do with your extra spending cash, this is the podcast for you!
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The Truth about Co-Signing on a Loan
Becoming a co-signer on a loan is a significant financial commitment, and it's essential to understand the implications fully. Many people might not realize what they're getting into when they agree to co-sign, thinking it's just a helpful gesture. However, co-signing is much more than that. It involves taking on full financial responsibility for the loan, even though you don't own any part of the asset purchased with it. Let's get into what being a co-signer really means and the factors you should consider before agreeing to it.
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