The Secret to Protecting Your Business Partnership, Even from Each Other
When you start a business, the last thing you want to think about is what happens if things fall apart? Whether due to death, disability, or a split between partners. But that's exactly why every business owner should understand the power of a buy-sell agreement. We sat down with two of FSB Insurance's top agents, Nathan Ashby and Eric Witges, to break down what a buy-sell agreement is, how to fund it, and why it?s something even small businesses shouldn't ignore.
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You've Got the Degree...Now What? A Financial Survival Guide for New Grads
Graduation is exciting, but what happens when the diploma turns into bills, student loans, and your first paycheck? This episode is your no-fluff guide to the financial moves that actually matter after graduation. Learn how to set up the right checking and savings accounts, use your grace period to get ahead on student loans, build credit without debt, and take advantage of compound interest starting now. Whether you're landing your first job or figuring out how to make your grad money last past the weekend, this episode will help you start strong and stay smart with your money, no business degree required.
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When $76K Beats $85K: The Hidden Power of Job Benefits
Would you turn down $85K for a $76K job? After this episode, you just might. Jill and Ashley dive into the hidden value of job benefits, comparing everything from health insurance and retirement match to PTO and remote flexibility, to show how a lower salary can actually be the better deal. If you've ever assumed more money means a better offer, this episode will make you think twice.
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Fix It or Forget It? What Actually Sells a Home
If you've ever stood in your living room staring at that chipped baseboard or outdated kitchen wondering, "Do I need to fix this before I list?", you're not alone. The truth is, prepping your home for sale can feel overwhelming. That's why we sat down with one of Southern Illinois's top real estate pros, Shelly Cain of Coldwell Banker J. David Thompson, to break it all down. Shelly has closed more than 271 deals in the past five years alone and knows exactly what makes a buyer walk through the front door, or drive right on past. From curb appeal to carpet choices, we covered it all in this week's episode and here's what we learned.
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Don't Drain Your Savings, Borrow From Your House Instead
If you've been thinking about a renovation, big purchase, or even paying off some high-interest debt, stop before you empty your savings. In this episode, we sit down with Taylor Abney to talk about HELOCs: what they are, how they work, and why your home might be the smartest place to borrow from. Learn how to unlock the equity you've already built, what to watch out for, and how to use a HELOC the right way.
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