The Road to 65: Making Sense of Medicare
Turning 65 should come with a birthday cake, not a crash course in alphabet soup! But when Medicare enters the picture, suddenly you're trying to figure out Parts A, B, C, and D, enrollment deadlines, and coverage options you didn't even know existed. We're helping you sort through the letters, understand the basics, and get a better idea of what to expect as you approach this milestone. Because turning 65 is a big enough deal without needing a dictionary to understand your health insurance!
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The Property Tax Appeal Process Explained
Nobody loves opening their property tax bill, especially when the number is higher than expected! But did you know you have the right to appeal your property's assessed value? We sat down with Josh Smith, Supervisor of Assessments for Williamson County, Illinois, to walk through how the appeal process works, what homeowners should look for on their assessments, and what steps to take if they believe their property has been overvalued. Whether you've questioned your property taxes before or didn't even know appealing was an option, this conversation is one every property owner should hear
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MyFSB Book Club: The Psychology of Money
Why do some people seem to have it all and still never feel like it’s enough? Why might the guy in the flashy car have less in the bank than the guy in the beat-up truck? This month’s book club dives into The Psychology of Money by Morgan Housel, and we brought along Mitchell Cagle from the Farmers State Bank team, who read right along with us. We get real about our own money habits, from begging for the McDonald’s drive-thru as kids to the stock pick one of us was sure would go to the moon (spoiler: it didn’t). We talk about why Warren Buffett made most of his fortune after 60, what a fever has to do with your budget, and why the best kind of wealth is the kind nobody can see. Whether you’re a natural saver or a proud spender, you’ll hear a little of yourself in this one.
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Brock Newman's Guide to Saving in Your 20s
What would you tell a 21-year-old who just got their first paycheck? Better yet, what would a 21-year-old tell you? This week we sit down with Brock Newman, our new accounts rep at the Harrisburg branch, during his very first hour in marketing. Brock explains why your teens and early 20s might be the best saving years of your life. He shares his own "pre-investment" system and his take on credit cards and the stock market for first-timers. He also tells us the mortgage surprise he picked up during mentorship that changed how he thinks about buying a house. Whether you're just starting out or you have a young person in your life who is, this is one you'll want to share.
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Your Paycheck Is Your Most Valuable Asset. Here's How to Protect It.
When we make a list of the things we insure, the house and the car are usually the first to come to mind. Those are the big ones, and they feel like the obvious things to protect. But for most of us who get up and go to work every week, the single most valuable thing we own is not sitting in the driveway at all. It is our ability to earn a paycheck. That paycheck covers the mortgage, keeps the lights on, and quietly funds everything else in our lives. So on this week's episode of Isn't That Rich, we sat down to talk about the one thing a lot of folks never think to protect, and that is your income. The way you protect it is with disability insurance.
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