Federal Student Loans Just Changed. Here's What You Need to Know Before July 1st.
If you have a student loan, are paying one back, took one out for your kid, or are about to head to grad school, this episode is not one to skip. Jill and Ashley break down the biggest student loan overhaul in decades, the One Big Beautiful Bill Act, in plain English. No jargon, no lecture, just two people who dug into the research so you don't have to. There are real deadlines coming up fast, and missing them could cost you. Press play before July 1st.
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Everything Nobody Told You About Buying a Home for the First Time
Buying your first home is exciting, but it can also feel overwhelming. In this blog, Mortgage Loan Originator Taylor Shanks breaks down everything first-time buyers need to know before starting the mortgage process, from credit scores and down payments to closing costs, property taxes, insurance, and pre-approvals. Whether you're just beginning to think about homeownership or actively shopping for a house, this guide will help you avoid common mistakes and feel more confident every step of the way.
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MyFSB Book Club: The Power of Zero
This month's book club pick completely changed the way we think about retirement, taxes, and financial freedom. In today's episode, we break down The Power of Zero by David McKnight in the most real-life, easy-to-understand way possible. We're talking Roth accounts, why future taxes matter more than most people realize, and how the money you save today could affect your retirement years down the road. Even if you've never thought twice about tax strategy before, this conversation will absolutely get you thinking differently about your future. Trust us...this one sparked LOTS of opinions in book club.
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The Activity Tax: What Extracurriculars Actually Cost a Family of Four
If you've ever paid a $185 tournament registration fee from a parking lot while eating drive-through for dinner, this episode is for you. The real cost of kids' extracurriculars for a typical family of four goes way beyond the number on the flyer. We're talking about the gear, the costumes, the spirit wear, the coach gifts, and the travel hotel that shows up six weeks after you were already emotionally committed. According to LendingTree, 42% of parents have taken on debt to cover activity costs, and most families have never actually added up the full annual number before signing up. This episode gets honest about why it's so hard to pump the brakes, what the warning signs are, and six practical steps to make it all sustainable. Your kid will remember you showing up. They won't remember whether it was the travel team or the local league.
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5 Money Regrets You Don't Want to Make And How to Avoid Them
We all have that one money decision we wish we could go back and redo. Maybe it's the stack of impulse purchases collecting dust in your closet, or the years you spent not contributing to your retirement fund because it just felt so far away. Financial regret is one of the most universal human experiences, and yet it's one of the least talked about. In this episode of Isn't That Rich, we get real about the five biggest money mistakes we see over and over again, share personal stories that are equal parts relatable and eye-opening, and give you the tools to make sure you don't end up adding these to your own list. Whether you're just starting out or well into your financial journey, this one is packed with wisdom, laughs, and a few gentle wake-up calls.
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