Isn't That Rich Podcast

Online banking has come a long way, yet some people still hesitate to embrace all its glorious, time-saving, money-protecting features. If you’re banking with Farmers State Bank but haven’t downloaded the MyFSB Mobile Banking App, we need to talk.

Seriously, why wait until the end of the month for a paper statement to find out some fraudster had a Taco Bell feast on your dime? That’s like waiting for dial-up internet to load a video—it’s just not necessary in 2024.

So, let’s get into the seven features that will make your financial life easier, safer, and (dare we say) more fun.

1. Check Your Balance Anytime (And Avoid Heart Attacks)

Picture this: You’re at the checkout, swiping your card, and suddenly—declined. Cue panic. The mobile app lets you check your balance in real-time, avoiding those awkward moments when you thought you had more money than you do.

Plus, fraud is on the rise. If someone is using your debit card without your permission, catching it early could save you big bucks. Checking your account frequently is the best way to stay on top of things.

2. Control Your Debit Card From Your Phone

Ever misplaced your debit card and had that uh-oh moment? Instead of flipping over couch cushions or retracing your steps through three different stores, just turn your card off from the app.

If you find it later (perhaps in your car’s cupholder again), you can easily turn it back on—no need to call the bank in a panic. Bonus: You can even schedule when your card is active. So, if your teen only gets spending privileges from 9 AM – 5 PM, you can set it up that way.

3. P2P Transfers – The Better Way to Pay Friends

Venmo and Cash App? Overrated. The Person-to-Person (P2P) Transfer feature in MyFSB’s app lets you send money instantly—without fees.

No waiting three days for your money to transfer. No wondering if your friend really sent you that $10 for coffee. It’s secure, simple, and best of all, free.

4. Mobile Check Deposit – Skip the Bank Line

We love seeing you at the bank, but we also know life gets busy. If you get a check, don’t let it sit on your counter for weeks—just snap a picture and deposit it from your phone.

It’s like magic, except it’s real. And it works.

5. Smart Budgeting with Alerts

Raise your hand if you’ve ever gone over budget on eating out. ?‍???‍??

With the MyFSB app, you can set up budgeting alerts to help keep your spending in check. Whether it’s dining, shopping, or travel, the app will send you a friendly (but firm) reminder when you’re getting close to your spending limit.

6. Real-Time Fraud Alerts

Fraud is out of control these days, and waiting for your monthly statement to notice suspicious charges is not the move. The MyFSB app can send you a real-time alert whenever your card is used.

So if you get a notification while sitting at home in your pajamas—but your card is somehow making a purchase three states away—you’ll know something’s up immediately.

7. Automate Your Bills & Savings

Let’s be honest—remembering to pay bills is the worst.

Bill Pay lets you automate your payments so you never miss one again. You can even set up automatic transfers to your savings account. Whether it’s $10 a week or $100 a month, you’ll build your savings effortlessly.

Ready to Try It?

If you’re banking with Farmers State Bank and still haven’t downloaded the app, what are you waiting for? Head to the Apple App Store or Google Play Store, download the MyFSB Mobile Banking App, and take control of your finances today.

Still have questions? Call us, stop by, or message us—we’ve got you covered.

Easy peasy, lemon squeezy.